The vision and purpose that we aspire for

Our Vision

Lend a hand to entrepreneurs, or individuals who want to improve their lives through business and education. LIft someone or anyone out of poverty. 

Our Purpose

Provide interest-free loans.  Help a person, help a soul to start a business.  Contribute to a person’s education.  Give our microloans for emergency health needs or critical home capital expenditure.  Petitecredit is an avenue to help and connect those on the fringes of society.

Our Guiding Principles

  • Loans are interest-free.

  • There is no profit motive with Petite Credit.

  • The maximum loan amount is US$ 500. 

  • Zero cost loans to borrowers. There is no application fee or any other cost.

  • All are welcome regardless of race, color, or religion.

  • A simple and seamless financing process. Only a one-page loan application and agreement specifying the loan amount, the purpose of the loan, loan repayment plans, and guarantor.

  • Borrowers to provide a Motivation Letter or Business proposal.

  • Get to know borrowers over a one-to-one Zoom interview.